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Do you get money in, spend it easily, but you can’t save? Welcome to the club. Saving is difficult for many people, partly due to the overconsuming society we live in now. Do you also want that pair of pants, or how about that new perfume that you see every influencer wearing? Fortunately, we’ve found a new savings trend that allows even the worst savers to have a fat savings account. Read on!
Also read: This is what your money habits say about your personality
Savings trend on TikTok
If you end up on the overconsuming side of TikTok, there is a good chance that you have already paid for your Amazon shopping cart. If you are on the other side of the social media platform, #moneytok, then you may have heard of the savings trend ‘loud budgeting’. Curious about how it works? We will explain it to you.
Loud budgeting
With loud budgeting, you are supposed to say certain savings goals out loud, or even shout them out. Think about what you want to save, how you will save and what you absolutely do not want to spend your money on. The thing is, if you just keep your thoughts in your head, you’re more likely to forget what you actually want to do. You only hear your own voice in your head. If you say your goals out loud, you are, as it were, throwing it out into the universe and you can always hear yourself say it back, which means you will probably actually do it. It may be a bit far-fetched for the sober people among us, but it can really help.
In addition, loud budgeting also involves telling other people your savings goals. This way they can hold you accountable and you can hold them accountable too. Someone can stop you from getting that expensive coffee or that one nice heel. It’s not always fun, but it will probably save you a lot of money.
Other life goals
Loud budgeting is a term for saving, but it can also be applied to other aspects of your life. Just think about eating healthier or exercising more. If you say your goals out loud, you are much more likely to actually do them. That doesn’t sound so bad, right? And hey, if you’re really such a bad saver, then maybe this is your last hope? In any case, it’s worth a try. Good luck!